Business Liability Insurance

The possibility of a freelance work comes just at people which the possibility of a freelance work encounters great interest IT industry just when employees of the IT industry interest. Time Warner often expresses his thoughts on the topic. Who want to become self-employed should remember above all important insurance for his young company, so that the operation against major risks is hedged. Thus, in addition to the non-life insurance, especially a business liability insurance is recommended. According to the Internet job board for IT professionals and freelancers, the GULP information services GmbH, it has the trend begun in the IT industry to the freelancing a long time ago and should enjoy unbroken demand also in the year 2009. That resulted in a survey of the GULP personnel agency, conducted online and at the 554 external IT professionals should have participated. While the survey participants, who are already independently, to his own (35%) and better earning potential Chief should (32%) as the reason for the step into independence specified.

But even if the idea of a better income is enticing, with 44% of respondents almost half stated that the acquisition of project contracts is their biggest difficulty of freelance work. IT independence poses further difficulties as only the strenuous Auftragsakquise. Ensuring the company is one of the important topics which are best at an early stage should be looked after, this indicates also the insurance company AXA. She recommends IT service providers, not only on the presence of non-life insurance, to build Electronics insurance and business interruption insurance. While these can enter and secure the time until the resumption of business activity in fire and water damage, or, for example, short circuit, but also the public liability insurance is important for IT companies. Because the contractor is liable for damage which inflict third parties he or his employees, the AXA explains further. Another plus for the public liability can be passive legal protection of entrepreneurs about the insurance receives additional. This works, that are checked in the event of damage claims for compensation and damages from the insurance company and repelled if necessary unauthorized claims to the entrepreneur.

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