Germany Insurance

The machine will be declared to be pursued, and the bona fide purchaser runs the risk of losing it. There is a more interesting scheme of fraud in a victim of fraud is not a bank and insurance company. This kind of "enterprise" engaged in serious professional syndicates. When buying a car on credit it must insure, including theft. Next the new owner drives away its dealers and the police shall submit a statement of the hijacking. From the mediator, former owner receives 30 percent of the cost of the machine.

It is important to the owner the car had both sets of keys, which would indicate that the car is stolen and not selected by robbers. Then the insurance company a reason to refuse the receipt of insurance will be less. Received money from criminals, the owner gets more, according to agreement with the bank, and a new car. From police statistics, it is known that disclosed such crimes are rare. Such machinations forced banks to bring borrowers to strict requirements and keep high interest rates on consumer loans.

With regard to fraud related to insurance policies of compulsory third party liability insurance (compulsory and), apart from the "classic" scheme, where criminals, holding out his car does not get money from the alleged perpetrator, and his insurance company, there are a number of illegal methods of obtaining money. The scheme of this fraud is completely copied from the one at the time suggested burghers came from Russia. In Germany, contains a car older than five years is economically inefficient: too high taxes on the supported machines, the large operating costs, etc.

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